Maternity-Benefits (Section 50 of the ESI Act)


Maternity Benefit is admissible to insured women in the event of confinement or miscarriage etc. for 12 weeks at the rate of about 100 percent of the wages.

Eligibility

Maternity Benefit is admissible for :
84 days in case of confinement
42 days in case of Miscarriage

This benefit is also admissible for sickness arising out of pregnancy / miscarriage or confinement for a maximum period of one month , additionally. The rate of this benefit is equal to or a little more than the wages i.e. double the standard benefit rate.

Maternity benefit continues to be payable even in the death of an insured woman during her delivery or immediately following the date of her delivery leaving behind a child , for the whole of that period and in case the child also dies, during the said period, until the death of the child.

Contributory-Conditions
An insured woman is eligible for maternity benefit for confinement / miscarriage, if contributions in respect of her have been paid or payable for not less than 70 days in the two immediately preceding consecutive contribution periods with reference to the Benefit Period in which the confinement took place.

The minimum daily maternity benefit rate is Rs.28/- and maximum is Rs.390/- as per present rates. At present maximum amount of maternity benefit in terms cash, thus, works out to Rs.32760/- ( to be revised due to enhancement of wage ceiling)